Cibil score is one of the most important decision criteria used by banks for sanctioning a credit to a borrower. It is a 3 digit score that varies between 300 and 900. It is one of the most trusted credit scores that is used by all of the banks and NBFCs around the country.
It is very important to regularly check your credit score from time to time. Sometimes, you might find a information on your report that is wrong or not right according to you. In this case, you need to approach cibil for raising a dispute with them providing all details. If your dispute is found to be genuine then it would be reflected in your updated score.
The article on LoanKuber made me inform about impact of foreclosure on cibil score of an individual.This article on http://www.dailybn.com proved to be very informative and beneficial to me and if you are a fellow borrower you should definitely give this article a read.